Loan

1. Account Usage Requirements: The applicant must have interacted with the account at least once before applying for the loan.

2. Minimum Deposit Requirement: The minimum deposit amount for a single transaction in this account must be $4,000.

3. Verification: Deposits and account activity must be verified through official account records.

4. Eligibility: Failure to meet the minimum deposit and usage requirements will result in the applicant not receiving a loan.

5. Review Rights: The lending institution reserves the right to review the account history and request supporting documentation before approving a loan.

6. Compliance: Loan approval is still subject to internal credit assessment policies and applicable regulations.